2024. 5. 1. 02:58ㆍU.S. Economic Stock Market Outlook
#DividendShares #Tesla #TSLA$TSLA
1. Why is dividend income necessary?
We get paid.
I'll be paid and I'll be spending my living expenses
The rest will save or invest, right?
The more I live like this, the more I get nervous.
The reason is inflation!
Prices rise to the level of interest rates, usually by 5% every year. If we cannot overcome inflation of 10-15% every year, every moment of our lives is a tragedy, considering the rise in housing prices.
If a small wage increase is 5%, we can't make a 10% profit every year, and my wallet will gradually become thinner at the cost of living that goes up every year.
Therefore, the quickest thing to get out of this tragedy is the other pocket.
Newcomers like coffee, so they enjoy Starbucks and Mega Coffee,
Usually, it costs at least 60,000 won to 100,000 won to drink coffee every day, and 72 to 1.2 million won per year will disappear into coffee prices for 10 years.
If you deposit 2 million won in the name of a coffee deposit and buy a monthly dividend covered call, you receive 150,000 won every month,
About 127,000 won is calculated after limiting 15% of taxes, but there are also fluctuations in dividends, so 1.2 million won in cash flow per year is calculated with about 100,000 won in cash flow.
However, the characteristics of covered calls go down by overlooking the fact that the principal may melt.
Option premium selling products can also follow the path if the stock does not continue to rise in the long run. You have to approach it only from a cash flow perspective to have a chance of winning.
Even if it is reduced by 1.2 million won per year and 1 million won per year, it is still a valuable means of cash flow if dividends exceeding the principal are given in the third year.
Therefore, it would be a wise approach for beginners to distribute a variety of stocks rather than all kinds of ultra-high dividends.
Starting with making coffee
The next one is
Creating a communication fee account of 100,000 won every month
Making money for congratulations and condolences
Creating travel funds
Making monthly rent subsidies, etc
It's fun to make each account.
For me, a dividend account is a simple pleasure in daily life and a great opportunity to experience capital gains. If you receive a dividend, 50% will be used, and the remaining 50% will be reinvested, increasing the dividend you can receive next month.
In particular, if you use Toss or Kakao Securities as these days, you can reinvest automatically from $1 with the dividend divided by 20.
However, ultra-high dividend shares can only be sold for one share,
Toss is accepted if you apply actively.
To sum it up,
If one of the ways to defend against inflation in labor income is to buy growth stocks and dividend stocks, or buy dividend growth stocks and not exceed the real inflation rate of 10% that comes every year, assets will continue to shrink and my life will be forever poor.
Dividends are before and after monthly salaries, and you can receive them in the form of weekly salaries by subsidizing the shortfall and matching other stocks, so you will feel like a new world is opening up.
Next time, I'll make a few small to hundreds of millions of dollars and show you how much and how I can get this good dividend.
If the reaction is good