When you have less money to invest. Don't

When you have less money to invest. Don't focus on investing. Focus on saving rather than investing. If you have less money to save, focus on increasing your income.

"Just. Keep. Bying." is the story in the book, Chapter 1, "What to Start with," by Nick Maggie Woolley.

There is a person who has only 1 million won (1,000 dollars) in capital. He invested time and effort in studying for investment. He increased the return on investment by 10 percent. However, 10 percent of a million won is only 100,000 won. Studying for investment in order to earn 100,000 won is the same amount as saving 100,000 won because you never drink alcohol. When income is low, it is more cost-effective to save money than studying for investment.

Chapter 3 is "If you want to save more money." Try to increase your income while saving money by saving money. In the early stages of your social life, you must spend your time and effort on increasing your income. You must think about what to do to increase your ransom. You must keep your consumption small while increasing your income.

As savings gather and capital grows, you must change the direction of your efforts. From this point on, you must spend time and effort studying investment. As the seed grows, the meaning of income increase and savings increase becomes smaller. If the investment reaches 200 million, it is 10 million won if the return on investment is increased by only 5% per year. Raising your income by 10 million won a year is very difficult. If you save 10 million won more, you may starve to death. So when the investment amount increases, you should focus on raising the return on investment.

Let me summarize the whole "Just Keep Bying" thing.

When you have less money, focus more on saving and increasing income than investing. Focus more on investing when your assets increase.  

The average unit price split purchase method is recommended.
Even if they hit all the lowest points, they cannot overcome the average unit price split purchase method.

Don't aim for timing. Don't even pick stocks. Just keep buying the US index consistently for a certain amount. When the stock market falls by 50%, reverse the truck and scoop up as much stock as you can. Protestant and Catholic interesting phenomena
the elder and the president of the general assembly

There is a system called elders in Protestantism. Although it differs depending on denominations such as Methodist Presbyterianism, once an elder is a lifelong elder, he takes on the main role in the church, considers church administration and volunteering pastor's private affairs, and leads the church.  
There is a saying that if you become an elder, you should donate at least a few million won to the church, which depends on the size of the church, and I don't know whether you donate or not. I think I will be able to make a thank-you donation.
And when wreaths are sent after seeing the inauguration worship, etc., the place is a mess. The appointment of an elder seems to be like the inauguration of the company's president

The general assembly hall is similar to the elder of the church in Catholicism. The president of the general assembly has a term of office of two years and can serve a second term, but no more than that. In other words, when the term of office expires, the general assembly hall immediately becomes a layperson. Of course, he serves in a variety of other services, such as the distribution of saints, but as the general assembly hall, he does not manage the entire cathedral. It is difficult to serve the general assembly hall in a cathedral. Everyone is reluctant to do it, so they ask and ask, so the general assembly hall comes out. Of course, there are people who will do it, but usually the priest asks and requests it. When the president of the general assembly is appointed, this person discusses with the priest and appoints someone to work in the cathedral. There is no such thing as an inauguration service, only an introduction is made during the Mass. Even if it is a general assembly hall, a donation of 100,000 won is not made to the cathedral. The cathedral rarely talks about donations except when building a temple, so the donation is much smaller than that of Protestantism.

The roles are similar between the two religions...- Since there is only one root. - Which method is the most desirable? Which is the family Bible?  
Protestantism is the origin of Martin Luther through the Reformation
I don't know if it's reformative.

I lived in Protestantism for a long time, and now I'm a Catholic
The Catholic way of running the church seems more reasonable.

ps: It is very interesting that only Protestantism in Korea is very unique.
     In Korea, there are many fundamentalists who say that the Bible is not wrong
     The operating system is also very strange.  
     I went to some Protestant churches in the U.S. while I was living in the U.S., but the way it was operated was
     It is completely different from Korea.
     I wonder who made the Protestant operating system in Korea