Loan Regulations Embargo Leaked

10/15 Loan Regulations Embargo Leaked
Under 1.5 billion will be maintained at 600 million
1.5 to 2.5 billion max. 400 million max. 2.5 billion max. 200 million max.

If we lower the 600 million mortgage limit to 400 million, too many people will be targeted, so we won't be able to limit it to 400 million. But we lowered it to 400 million by limiting it to more than 1.5 billion apartment buyers. If we regulate more than 1.5 billion, the target will be reduced again.

During Moon Jae-in, there was a precedent that more than 1.5 billion won was blocked at all, so when the loan ban was banned for more than 1.5 billion won, I thought it would be possible to regulate more than 1.5 billion apartments.

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I think the most sensitive people will be those who have only made a contract and have not completed it. Those who have already signed a contract are not subject to regulation, but those who have not signed a contract can be in trouble because they cannot get money.

There were people who got in trouble when the 6/28 600 million limit was imposed. I already paid the contract amount under a temporary contract, but I couldn't make a loan. Those who already signed a real estate contract were able to borrow more than 600 million won even after the regulation, but if they made a contract (without receiving a land transaction permit), it became impossible to borrow.

It happened only by contract because you can't sign a contract before the land transaction permission. In addition to the agreement, if you had received the land transaction permit, you could have borrowed more than 600 million won just like the contractors, but those who had not received the land transaction permit even though they had made the agreement and sent the provisional deposit were in trouble.

This time, all land transaction permits would have been completed without exception, so few people would have fallen out in the middle, but I think the people who were in trouble in June might have been rescued to some extent because various media at the time were problematic.

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And there will be many people who have only received contracts and land transaction permits and have not yet made contracts this time. These people are expected to be able to borrow without problems, just like the June regulations.

During the June regulation, the new regulation would not have been applied if the land transaction permit had been received. It also announced the grounds that 'the Toheje area cannot be contracted without the district office's permission, so the recipient of the land transaction permit is not the target'.

By the way, what's the point of blocking the loan
Blocking loans doesn't mean there's no one to buy
I'm going to buy it eventually, but would I lower the price.