<It's always good for a small company owner to get a lot of salary.>

<It's always good for a small company owner to get a lot of salary.>

1. The president of a small company should be paid as high as possible and should make a lot of personal deposits in the bank.

2. In reality, it is difficult to get paid a lot in a small company, but in a small company, if something happens to the company, the president has to lend money.

3. How to raise funds? Calculatively, even if it is a surplus, there are often cases where it goes bankrupt because it cannot lend, and even if it is a deficit calculated, it can be recovered as much as possible if the financing is smooth.

4. On the other hand, if you go bankrupt because you can't raise funds, it's over.

5. (Of course, in the world) Some people say, "It is better to raise the boss's salary no matter how much the company's profits are," and others point out that "the boss's salary is too high even though the profits are small."

6. You pay income tax when you earn a wage, and you pay corporate tax when you leave a profit for the company. (So) it's a good idea to pay less corporate tax and increase the president's personal income (from a financial perspective).

7. Because (in the case of a small company) banks prefer to have more "presidential personal deposits" than "company profits."

8. Personal deposits also increase as the president's income increases. And these presidential deposits are 'low-cost borrowings' that can be converted into working funds for the company in case of emergency. In addition, if the 'president's personal deposit' is used as collateral, the bank lends money with confidence.

9. (In other words, a small company with a small presence would be much better off from a financial standpoint if the boss was paid a lot, saved and deposited well, and recognized for high credit and stability by the bank.)

- Seiichi Ishino, <How to manage a company with less than 10 employees>